Bad-Faith Insurance & Medical Malpractice Claims Attorney in Kansas City, Missouri

Facing a medical injury or a denied insurance claim can be intensely stressful and emotionally exhausting. When medical malpractice or unfair insurance practices cause harm, individuals and families are often left feeling frustrated, uncertain, and unsure of where to turn for help.

At SJP Sifers Jensen Palmer, we understand what you're going through. Our attorneys are dedicated to fighting for the compensation you deserve in Kansas City, Missouri; Springfield, Missouri; and the Kansas City Metropolitan Area, Kansas.

With nearly a century of combined experience, our team brings integrity, professionalism, and proven results to every case. Our 98 years of combined experience reflect a deep commitment to protecting clients’ rights in personal injury, medical malpractice, nursing home abuse, and bad-faith insurance disputes.

Whether your claim involves an injury or an unfair denial, we offer tailored legal guidance designed to secure justice and restore peace of mind. Reach out to us today to learn how we can help you move forward.

Recognizing Bad-Faith Insurance Claims

Bad-faith insurance occurs when an insurance company fails to act fairly or honor its contractual obligations to policyholders. These actions can leave clients dealing with delays, unfair denials, or low settlement offers when they most need coverage. Identifying these behaviors early protects your right to take legal action.

Common signs of bad-faith insurance include:

• Unreasonable delays: When an insurer takes excessive time to process or respond to valid claims.
  

• Improper denials: Rejecting legitimate claims without valid justification or proper documentation.
  

• Lowball settlements: Offering settlements far below the claim’s actual value.
  

• Failure to investigate: Ignoring evidence or refusing to conduct a fair investigation.
  

• Misrepresentation of policy: Providing misleading information about what the policy covers.

We document every interaction with insurers to identify patterns of bad-faith conduct and build strong cases. Early legal intervention increases the likelihood of receiving fair compensation and can prevent further financial hardship.

Medical Malpractice and Protecting Patients’ Rights

Medical malpractice occurs when a healthcare provider fails to meet accepted standards of care, leading to injury or death. Victims often face lasting consequences—physical, emotional, and financial. Our attorneys help families pursue justice and recover compensation for medical bills, lost income, and pain and suffering.

Some examples of medical malpractice include:

• Misdiagnosis or delayed diagnosis: Incorrect or late identification of a condition resulting in harm.
  

• Surgical errors: Mistakes during operations that cause injury or infection.
  

• Medication errors: Incorrect dosages, wrong prescriptions, or overlooked patient allergies.
  

• Birth injuries: Harm to newborns or mothers during labor or delivery due to negligence.
  

• Hospital negligence: Inadequate staffing, monitoring failures, or unsafe conditions.

By consulting medical experts and reviewing patient records, we build strong cases demonstrating how medical errors led to harm. Taking timely legal action increases the likelihood of a successful claim and helps prevent future negligence.

Our Strategic Approach to Claims

At SJP Sifers Jensen Palmer, we tailor each strategy to fit the unique circumstances of your case. From gathering evidence to settlement negotiations and, when necessary, courtroom litigation, our goal is to achieve the best possible outcome with professionalism and compassion.

Investigation and Evidence Gathering

A strong case begins with solid evidence. Our attorneys carefully review all documentation to identify negligence or policy violations.

• Policy review: Examining insurance contracts to clarify rights and exclusions.
  

• Medical record analysis: Identifying where care deviated from professional standards.
  

• Witness statements: Collecting firsthand accounts of incidents and interactions.
  

• Expert consultations: Partnering with medical and insurance specialists for objective opinions.

Thorough preparation reduces surprises and supports your case with credible, detailed evidence.

Negotiation and Settlement

Whenever possible, we resolve claims outside the courtroom to save time and resources while fighting for fair outcomes for clients.

• Fair compensation: Pursuing payment for medical costs, lost wages, and emotional harm.
  

• Structured settlements: Creating long-term payment plans that provide ongoing stability.
  

• Settlement reviews: Making sure final offers reflect the full extent of damages.

Our attorneys handle all communication with insurers and medical institutions, allowing you to focus on recovery while we advocate for justice.

Filing a Lawsuit

If negotiations fail, we're prepared to pursue litigation to protect your rights and seek appropriate compensation.

• Complaint drafting: Filing legal documents that outline the claim and damages sought.
  

• Discovery process: Gathering evidence through depositions, interrogatories, and document requests.
  

• Trial preparation: Working with experts and preparing clients for testimony.
  

• Court representation: Presenting your case with clarity and determination before judges or juries.

Our team approaches litigation with transparency and resolve, keeping you informed and supported throughout the process.

Compensation for Damages

Successful claims can result in several types of compensation to address both economic and emotional harm. Our attorneys work to secure full and fair damages for every client.

• Medical expenses: Coverage for past, current, and future medical treatments or rehabilitation.
  

• Lost income: Recovery of wages or earning potential lost due to injury or claim denial.
  

• Pain and suffering: Compensation for emotional distress and physical discomfort.
  

• Punitive damages: In cases involving willful misconduct or gross negligence.
  

• Property damage: Recovery for physical losses connected to the incident.

We collaborate with financial and medical professionals to determine accurate valuations that reflect the full extent of each client’s damages.

Statute of Limitations and Legal Deadlines

Time limits are critical in both bad-faith insurance and medical malpractice cases. Missing a filing deadline may prevent you from recovering compensation.

• Medical malpractice claims: Typically must be filed within one to three years of injury, depending on state law.
  

• Insurance disputes: Deadlines may vary according to policy terms or state regulations.
  

• Discovery rule: In some cases, filing is allowed from the date harm is discovered rather than when it occurred.
  

• Exceptions and extensions: Minors or incapacitated individuals may qualify for extended deadlines.

According to the U.S. Courts, acting promptly to file a claim can preserve legal rights and improve case outcomes. Our attorneys make sure every step meets statutory deadlines and procedural requirements.

Steps to Take After Injury or Claim Denial

Taking the right steps early can strengthen your claim and prevent costly mistakes. Our attorneys recommend that clients take the following actions immediately after experiencing injury or denial.

• Document everything: Keep records of treatments, bills, and correspondence with insurers.
  

• Contact an attorney: Early legal involvement preserves evidence and protects your rights.
  

• Limit public statements: Avoid discussing your case publicly or online.
  

• Follow medical advice: Adhering to prescribed care demonstrates commitment to recovery.
  

• Monitor deadlines: Stay aware of all claim and lawsuit filing dates.

Following these steps helps clients maintain credibility and strengthens their position in negotiations or court proceedings.

Resources and Support

Legal claims often demand more than just courtroom representation. Providing emotional, financial, and practical support can help make the recovery process smoother and less overwhelming.

• Counseling referrals: Access to mental health professionals to help manage trauma and anxiety.
  

• Financial planning: Guidance for budgeting during recovery or case proceedings.
  

• Support groups: Connecting clients with peer networks and recovery communities.
  

• Medical advocacy: Assistance in coordinating ongoing medical care or finding new specialists.

We provide clients with access to a comprehensive network of support, allowing them to focus on healing while we handle the legal details.